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Fire & Water - Cleanup & Restoration

Do’s and Don’ts of Filing a Fire Claim

1/10/2022 (Permalink)

keyboard with a label from a business insurance Nobody ever wants to face a business fire. But when the unthinkable happens, it helps to know what to do.

What To Do And What Not To Do When Filing A Fire Claim

Once the smoke has cleared and the flames are extinguished, one of the first things fire victims need to think about is a fire claim. But how do you go about ensuring that you get everything you’re owed? Some concerns may include the following:

  • Collecting benefits in a timely manner
  • Receiving reimbursement for all relevant damage
  • Wrapping up the claim quickly so building restoration can begin

There are many details to consider, but these simple do’s and don’ts can help you navigate the process following your Fort Myers, FL, fire damage.

Don’t Clean Up

One of your first instincts following a fire may be to start picking up debris, but this isn’t the best idea. Cleaning up can remove proof of some damages and prevent you from collecting on your benefits.

Do Take Pictures

There’s bound to be much on your mind in the wake of a fire, and it’s easy to forget the smaller details. This is where a camera can come in handy. Go around the property documenting everything that the fire harmed, big or small. This can be especially useful to prove damages weren’t pre-existing.

Do Make a List of Property Loss

As soon as you’re able, make a list of things lost in the fire. No item is too small. It’s important to begin this right away, because it’s easy to forget all of the details in the weeks following a fire. Starting early ensures you’ll have a thorough list and a better chance at getting what’s due.

Don’t Wait to File a Fire Claim

Insurers often require policy holders to file as soon as possible, so don’t delay calling. Alerting the insurance company allows it to expedite the investigation process and can get you reimbursed sooner rather than later. This is especially true if nearby properties were also damaged and will also be filing claims.

Nobody ever wants to face a business fire. But when the unthinkable happens, it helps to know what to do. Use these tips to help you file your fire claim so you can focus on fire restoration and a return to business as usual.

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